6796 Spruce Hill
VA Assumable
3.02% Rate
50 photos
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6796 Spruce Hill

Colorado Springs, CO 80923

3
Bedrooms
3
Bathrooms
2,266
Sq Ft

Payment Calculator

$2,525per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,395
$25,395$164,583
Secondary Financing8.5% Rate
$139,188
Blended rate4.60% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,050/mo
Assumable @ 3.02% + gap
$2,525/mo
$525less per month
$525
per month
$6,301
per year
$189,018
over 30 years

🏦 Loan Details

List Price
$507,900
Assumable Rate
3.02%
Remaining Balance
$344,105
Loan Type
VA
Est. Equity Gap
$164,583
Annual Taxes
$2,726
HOA/mo
$25

About This Home

Morning light spills gently from every window in this two-story home, which sits quietly across from a welcoming neighborhood park — green, open, and always inviting. Step through the front door and you’re greeted by a thoughtfully designed flex space just off the entry. Whether it becomes your home office, a reading retreat, a creative studio, or even a playroom, it adapts effortlessly to your life. As you move further inside, the home opens up into a bright, airy floorplan that feels both spacious and connected. The living room draws you in with its gorgeous fireplace—the kind that instantly makes evenings feel cozier and conversations linger longer. The kitchen and main living areas flow seamlessly together, making everyday living and entertaining feel natural and effortless. From casual breakfasts to holiday celebrations, everything has its place here. Upstairs, a versatile loft offers yet another layer of flexibility—perfect for a second living area, media room, or study zone. It’s a space that grows with you, ready to meet changing needs. The upper level features three comfortable bedrooms, including a primary suite that feels like a private retreat. Here, a second fireplace adds a touch of luxury and calm—your own personal sanctuary at the end of the day. It’s the kind of detail that transforms a house into something truly special. Outside, the setting continues to impress. With no direct neighbor behind you, there’s a sense of openness and privacy that’s hard to find. And just across the street, the park becomes an extension of your home—perfect for morning walks, weekend picnics, or simply enjoying Colorado’s fresh air.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$507,900
3.02% rateVASave $1,396/mo

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