45 Yates
FHA Assumable
2.81% Rate
50 photos
Click to enlarge

45 Yates

Denver, CO 80219

4
Bedrooms
2
Bathrooms
1,680
Sq Ft

Payment Calculator

$2,565per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,995
$26,995$156,262
Secondary Financing8.5% Rate
$129,267
Blended rate4.25% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,242/mo
Assumable @ 2.81% + gap
$2,565/mo
$677less per month
$677
per month
$8,122
per year
$243,653
over 30 years

🏦 Loan Details

List Price
$539,900
Assumable Rate
2.81%
Remaining Balance
$381,877
Loan Type
FHA
Est. Equity Gap
$156,262
Annual Taxes
$1,928
HOA/mo
$483

About This Home

Rare opportunity to own a beautifully updated 4-bedroom home with a finished basement, oversized two-car garage, and private backyard, all at an exceptional value in Denver.\r \r This move-in ready brick ranch offers the space, flexibility, and modern updates today's buyers are searching for. The bright main level features an updated kitchen, comfortable living spaces, and well-appointed bedrooms, while the finished basement significantly expands your living options with room for a media room, home office, gym, guest suite, playroom, or multi-generational living.\r \r Step outside to enjoy a fully fenced backyard designed for entertaining, gardening, pets, or simply relaxing. The oversized two-car garage provides abundant storage and convenience rarely found at this price point.\r \r Whether you're looking for room to grow, space to work from home, or a property that offers versatility for changing life stages, this home delivers. With four true bedrooms and multiple living areas, there's space for everyone.\r \r Ideally located just minutes from Downtown Denver, Sloan's Lake, Belmar, and the vibrant restaurants, breweries, and shopping destinations throughout West Denver. Enjoy easy access to 6th Avenue for quick mountain getaways, commuting, and all that Colorado has to offer.\r \r Homes that combine this much living space, functional flexibility, garage storage, outdoor space, and modern updates at this price point are increasingly difficult to find. Don't miss your opportunity to make this exceptional Denver property your next home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$539,900
2.81% rateFHASave $1,465/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472