22268 45th
VA Assumable
2.81% Rate
50 photos
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22268 45th

Aurora, CO 80019

4
Bedrooms
3
Bathrooms
3,045
Sq Ft

Payment Calculator

$3,344per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,750
$33,750$191,436
Secondary Financing8.5% Rate
$157,686
Blended rate4.14% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,053/mo
Assumable @ 2.81% + gap
$3,344/mo
$710less per month
$710
per month
$8,514
per year
$255,421
over 30 years

🏦 Loan Details

List Price
$675,000
Assumable Rate
2.81%
Remaining Balance
$517,994
Loan Type
VA
Est. Equity Gap
$191,436
Annual Taxes
$8,652
HOA/mo
$65

About This Home

This is not your typical home—nothing else in the neighborhood compares. This stunning two-story residence is designed to impress at every turn, offering four spacious bedrooms, three beautifully appointed baths, and upgrades galore throughout.\r From the moment you arrive, the covered front porch sets a welcoming tone. Inside, you’ll immediately notice the difference—this home was curated by an interior designer, and it shows in every detail. Custom light fixtures, elevated finishes, and a thoughtfully designed mudroom/drop zone blend style and function seamlessly. The heart of the home is the oversized eat-in island—perfect for gathering, entertaining, and everyday living—surrounded by a kitchen that truly stands out.\r Upstairs, a versatile loft provides the perfect second living space for a media room, office, or play area. The full unfinished basement offers endless potential—ready for your vision.\r Step outside to enjoy the extended back patio, featuring both covered and uncovered spaces ideal for relaxing or hosting. Garden beds add charm and functionality, and a shed that perfectly matches the home provides additional storage while maintaining a cohesive look.\r No detail has been overlooked. The attic has been enhanced with additional insulation and attic vents, helping improve efficiency and keep utility costs down. A solar system further reduces monthly expenses, offering extremely low utility bills. If preferred, the sellers are willing to remove the solar system prior to closing.\r Complete with a three-car tandem garage, this home truly stands apart—thoughtfully designed, beautifully upgraded, and ready to impress. This is a wow house you do not want to miss.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$675,000
2.81% rateVASave $1,813/mo

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