18023 103rd
FHA Assumable
4.98% Rate
50 photos
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18023 103rd

Commerce City, CO 80022

3
Bedrooms
3
Bathrooms
1,646
Sq Ft

Payment Calculator

$2,028per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,450
$19,450$39,241
Secondary Financing8.5% Rate
$19,791
Blended rate5.17% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,336/mo
Assumable @ 4.98% + gap
$2,028/mo
$307less per month
$307
per month
$3,689
per year
$110,679
over 30 years

🏦 Loan Details

List Price
$389,000
Assumable Rate
4.98%
Remaining Balance
$350,297
Loan Type
FHA
Est. Equity Gap
$39,241
Annual Taxes
$5,956
HOA/mo
$65

About This Home

Welcome to low-maintenance living that actually lives big. This like-new 3 bed, 3 bath half duplex in Reunion blends modern design with thoughtful functionality at every turn. Step onto the covered front porch and into a bright, open main level filled with natural light, high ceilings, and durable LVP flooring. The spacious living room flows seamlessly into the dining area and large eat-in kitchen, complete with a generous pantry, like-new appliances (yes, they stay), and plenty of room to gather, host, or just spread out. A convenient powder bath, utility closet with newer systems, and a versatile under-stair nook - perfect for a bar, pet space, or extra storage - round out the main floor. Upstairs, the massive primary suite truly delivers with room to breathe and then some, featuring a dedicated flex space ideal for a work-from-home setup, cozy reading corner, or creative zone. The en-suite bathroom offers dual vanities, a private toilet room, and a spacious walk-in closet that actually fits your life. Two additional bedrooms are well-sized and flexible - perfect for guests, a nursery, or office - and are supported by a full bath with tub and a dedicated laundry room (washer and dryer included) right where you want it. Enjoy an attached 2-car garage, just 4 year old systems throughout, extra crawl space storage, and central AC for those Colorado summers. The low HOA (~$102/month) gives you access to a pool, fitness center, clubhouse, tennis courts, and more, while also covering grounds maintenance. All of this is just minutes to DIA, Barr Lake, trails, and is even walkable to local favorites like Reunion Coffee House. If you’ve been waiting for something that checks the boxes and feels good the second you walk in, this is it!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$389,000
4.98% rateFHASave $344/mo

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