3170 94th
FHA Assumable
2.98% Rate
50 photos
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3170 94th

Westminster, CO 80031

4
Bedrooms
2
Bathrooms
1,850
Sq Ft

Payment Calculator

$2,852per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,500
$25,500$112,930
Secondary Financing8.5% Rate
$87,430
Blended rate3.78% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,062/mo
Assumable @ 2.98% + gap
$2,852/mo
$211less per month
$211
per month
$2,530
per year
$75,906
over 30 years

🏦 Loan Details

List Price
$510,000
Assumable Rate
2.98%
Remaining Balance
$518,222
Loan Type
FHA
Est. Equity Gap
Contact us
Annual Taxes
$3,083

About This Home

Set in Westminster's established Sunset Ridge neighborhood, this distinctive property offers a level of versatility that is increasingly difficult to find-now enhanced by the long-term efficiency and value of owned solar. Has a main floor kitchenette that could be a full kitchen for multi-generational or roommate opportunities! The upper level includes two comfortable bedrooms, a tastefully updated bathroom, and a renovated kitchen featuring modern cabinetry, updated countertops, newer appliances, refreshed lighting, and durable flooring throughout-creating a clean, cohesive living environment. The lower level is thoughtfully arranged as a private living space, complete with two additional bedrooms, its own laundry area, an updated bathroom, and a redesigned kitchenette with updated cabinetry, countertops, sink, custom backsplash, and refrigerator-well-suited for extended living arrangements, guests, or flexible use over time. Adding to the home's appeal, the solar system provides meaningful utility savings, protection against rising energy costs, and a more efficient, sustainable footprint. For a future owner, it's both an immediate financial benefit and a forward-thinking investment that supports long-term ownership stability. Outside, the expansive yard offers space to relax, garden, or entertain, while the impressive detached three-car garage functions equally well as a workshop, storage space, or hobby area. A freshly painted covered deck creates an inviting setting for quiet mornings and effortless evenings. Altogether, this is a rare opportunity defined by flexibility, function, and enduring value-thoughtfully improved for both today and the years ahead.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$510,000
2.98% rateFHASave $1,204/mo

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