2941 81st
FHA Assumable
3.07% Rate
50 photos
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2941 81st

Westminster, CO 80031

2
Bedrooms
2
Bathrooms
1,140
Sq Ft

Payment Calculator

$1,584per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$15,250
$15,250$92,111
Secondary Financing8.5% Rate
$76,861
Blended rate4.42% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,831/mo
Assumable @ 3.07% + gap
$1,584/mo
$248less per month
$248
per month
$2,974
per year
$89,217
over 30 years

🏦 Loan Details

List Price
$305,000
Assumable Rate
3.07%
Remaining Balance
$233,339
Loan Type
FHA
Est. Equity Gap
$92,111
Annual Taxes
$2,015
HOA/mo
$390

About This Home

Welcome to 2941 W 81st Avenue #H in Cobblestone Village, a charming 2-bedroom, 2-bathroom townhome in a prime location backing directly to the expansive greenery of Cobblestone Park. The main floor features beautiful laminate flooring throughout, an open-concept living space anchored by a cozy stone fireplace — the perfect gathering spot on cool Colorado evenings. The thoughtfully designed kitchen includes a pantry, stainless steel appliances, and overlooks your private fenced patio and the park beyond. A convenient powder room completes the main level. Upstairs, the spacious primary bedroom offers dual closets and a beautifully updated full bathroom with custom tile work and a stylish waterfall faucet. You’ll also find a generous second bedroom, an included LG washer and dryer, and easy access to the bonus attic space. This versatile attic offers extra storage, electricity, and some subflooring — perfect for an extra workspace. What truly sets this home apart is its unbeatable connection to the outdoors. It backs right up to the 8-acre Cobblestone Park with picnic areas, playgrounds, and open green space right at your doorstep. The community pool is nearby, and the location offers convenient access with less than 2 miles to the RTD Westminster Light Rail Station and easy access to Hwy 36 and I-25. A one-year Buyer’s Home Warranty is included.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$305,000
3.07% rateFHASave $835/mo

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