12711 Colorado
FHA Assumable
2.9% Rate
50 photos
Click to enlarge

12711 Colorado

Thornton, CO 80241

2
Bedrooms
2
Bathrooms
1,292
Sq Ft

Payment Calculator

$1,469per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$17,000
$17,000$51,459
Secondary Financing8.5% Rate
$34,459
Blended rate3.50% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,042/mo
Assumable @ 2.9% + gap
$1,469/mo
$573less per month
$573
per month
$6,876
per year
$206,277
over 30 years

🏦 Loan Details

List Price
$340,000
Assumable Rate
2.9%
Remaining Balance
$289,174
Loan Type
FHA
Est. Equity Gap
$51,459
Annual Taxes
$2,725
HOA/mo
$380

About This Home

Welcome home to this beautifully maintained and move-in-ready residence that offers comfort, style, and an exceptional lifestyle. The thoughtfully designed floor plan features inviting living spaces filled with natural light, creating a warm and welcoming atmosphere from the moment you step inside. The open layout kitchen is ideal for everyday living and casual entertaining, while the comfortable bedrooms provide the perfect retreat at the end of the day.\r \r The primary bedroom offers a private en-suite bathroom, creating a peaceful and functional space to unwind, while adding the convenience and privacy today’s buyers are looking for in their new home. Additional living areas are designed for easy, low-maintenance living ideal for busy schedules and growing households.\r \r Beyond the home, enjoy being part of a vibrant, amenity-rich community designed to elevate your everyday life. Residents have access to a resort-style outdoor pool, a clubhouse perfect for gatherings and events, and a fully equipped fitness center, making it easy to relax, stay active, and connect with neighbors all just steps from your door.\r \r The surrounding area offers an unbeatable blend of convenience and recreation. Spend weekends at nearby parks, walking trails, and open spaces, or explore a variety of local restaurants, coffee shops, and shopping options just minutes away. Commuters will love the quick access to major highways, providing an easy drive to Denver and DIA. When adventure calls, the Colorado mountains are only a short drive away, offering year-round opportunities for hiking, skiing, and scenic escapes.\r \r This home delivers the perfect balance of comfort, community, and location. Making it an ideal place to put down roots and build lasting memories. Schedule your showing today and experience everything this home and community have to offer.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$340,000
2.9% rateFHASave $710/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472