3648 Cerf
VA Assumable
2.94% Rate
50 photos
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3648 Cerf

Castle Rock, CO 80109

2
Bedrooms
3
Bathrooms
1,939
Sq Ft

Payment Calculator

$2,535per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,250
$26,250$153,192
Secondary Financing8.5% Rate
$126,942
Blended rate4.35% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,152/mo
Assumable @ 2.94% + gap
$2,535/mo
$617less per month
$617
per month
$7,407
per year
$222,211
over 30 years

🏦 Loan Details

List Price
$525,000
Assumable Rate
2.94%
Remaining Balance
$372,659
Loan Type
VA
Est. Equity Gap
$153,192
Annual Taxes
$3,857
HOA/mo
$352

About This Home

Prime location, modern design, and an incredible rooftop retreat come together in this beautifully maintained home with easy access to I 25, shopping, dining, and miles of scenic trails. Designed with today's lifestyle in mind, the open concept layout offers an effortless flow for everyday living, working from home, and entertaining. Upgraded flooring and sleek architectural railings create a clean contemporary feel, while natural light fills the living spaces. At the center of it all, the gourmet kitchen features an oversized island perfect for gathering with friends, granite countertops, stainless steel appliances, double ovens, a gas cooktop, and plenty of prep space for everything from meal prep to hosting game nights. Just off the main living area, a private deck creates the ideal spot for morning coffee or winding down after work. Upstairs, the dual suite design offers flexibility for roommates, guests, or a dedicated work from home setup, with each spacious bedroom featuring its own en suite bath. The primary suite serves as a private retreat with a walk in closet, dual vanities, and an oversized spa inspired shower with upgraded tile, dual showerheads, and frameless glass. The showstopper is the expansive rooftop deck complete with a gas line for grilling or a fire feature, creating an incredible space for entertaining, sunset happy hours, outdoor movie nights, or relaxing under Colorado's star filled skies. Residents also enjoy The Grange pool and clubhouse along with miles of scenic walking trails.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$525,000
2.94% rateVASave $1,380/mo

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