11081 Richfield
FHA Assumable
3.47% Rate
50 photos
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11081 Richfield

Commerce City, CO 80022

4
Bedrooms
4
Bathrooms
2,734
Sq Ft

Payment Calculator

$2,876per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,745
$26,745$195,337
Secondary Financing8.5% Rate
$168,592
Blended rate5.10% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,212/mo
Assumable @ 3.47% + gap
$2,876/mo
$336less per month
$336
per month
$4,028
per year
$120,848
over 30 years

🏦 Loan Details

List Price
$534,900
Assumable Rate
3.47%
Remaining Balance
$353,145
Loan Type
FHA
Est. Equity Gap
$195,337
Annual Taxes
$6,938
HOA/mo
$113

About This Home

BACKS UP TO GREENBELT! This contemporary two-story home has it all. Step inside and enjoy LVP flooring underfoot, with stunning greenbelt views from the living and dining room windows. The gourmet eat-in kitchen boasts stainless steel appliances, bar-top seating at the oversized island, or the option for a sit-down meal in the semi-formal dining room. The main level also offers a home office/den/study filled with natural light. Upstairs, you’ll find two bedrooms and a full bath on one side, and the primary suite on the other for added privacy, complete with more serene greenbelt views. The finished basement is set up as a mini-apartment with a kitchenette, bathroom, and bedroom—don’t need a kitchenette? It’s plumbed and ready to become a fun wet bar for entertaining! The backyard is a highlight, with artificial turf and raised garden beds, perfect for relaxing after a long day. This rare find won’t last, so schedule a showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$534,900
3.47% rateFHASave $1,477/mo

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