3170 94th
FHA Assumable
2.98% Rate
50 photos
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3170 94th

Westminster, CO 80031

4
Bedrooms
2
Bathrooms
1,850
Sq Ft

Payment Calculator

$2,767per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,950
$24,950$101,930
Secondary Financing8.5% Rate
$76,980
Blended rate3.70% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,996/mo
Assumable @ 2.98% + gap
$2,767/mo
$229less per month
$229
per month
$2,752
per year
$82,554
over 30 years

🏦 Loan Details

List Price
$499,000
Assumable Rate
2.98%
Remaining Balance
$517,231
Loan Type
FHA
Est. Equity Gap
Contact us
Annual Taxes
$3,083

About This Home

Set within Westminster’s established Sunset Ridge neighborhood, this property offers a rare combination of flexibility, efficiency, and long-term value that is increasingly difficult to find at this price point. Compared to many competing homes in the area, this property stands out with its adaptable layout, owned solar system, expansive outdoor space, and detached oversized garage.\r \r One of the home’s strongest features is its exceptional multi-generational potential. The layout is ideally suited for extended family, long-term guests, adult children, or flexible roommate living while still maintaining privacy between spaces. The upper level features a brand-new, just-updated kitchen, two comfortable bedrooms, and an updated bathroom with modern cabinetry, updated countertops, newer appliances, refreshed lighting, a new water heater, and durable flooring throughout.\r \r The lower level functions as its own private living area, complete with two additional bedrooms, a separate laundry area, an updated bathroom, and a redesigned kitchenette with updated cabinetry, countertops, sink, refrigerator, and custom backsplash. The main-floor kitchenette also offers potential for expanded use as a secondary kitchen, creating even greater flexibility for future living arrangements.\r \r Adding meaningful long-term value, the home includes an owned solar system — not leased — that helps reduce monthly utility costs and provides protection against rising energy expenses over time.\r \r Outside, the expansive yard provides room to entertain, garden, or relax, while the detached three-car garage offers versatility for vehicles, storage, hobbies, or workshop space. A freshly painted covered deck creates an inviting extension of the living space for quiet mornings and relaxed evenings outdoors.\r \r Altogether, this is a rare opportunity offering flexibility, functionality, energy efficiency, and strong overall value in today’s market.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$499,000
2.98% rateFHASave $1,138/mo

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