10820 Summerset
FHA Assumable
3.06% Rate
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10820 Summerset

Parker, CO 80138

3
Bedrooms
3
Bathrooms
1,102
Sq Ft

Payment Calculator

$1,692per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,250
$19,250$56,627
Secondary Financing8.5% Rate
$37,377
Blended rate3.61% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,312/mo
Assumable @ 3.06% + gap
$1,692/mo
$620less per month
$620
per month
$7,442
per year
$223,251
over 30 years

🏦 Loan Details

List Price
$385,000
Assumable Rate
3.06%
Remaining Balance
$330,531
Loan Type
FHA
Est. Equity Gap
$56,627
Annual Taxes
$2,291
HOA/mo
$324

About This Home

Nestled in the vibrant heart of downtown Parker, this charming 3-bedroom, 3-bathroom end-unit townhouse perfectly blends bustling city convenience with the cozy comfort of a private retreat. Flooded with natural light from extra windows, the home welcomes you into a spacious living area centered around a warm, wood-burning fireplace. The thoughtful layout features oversized bedrooms, including a primary suite that feels like a true sanctuary with its dramatic vaulted ceilings and a massive, spa-like bathroom boasting a huge walk-in shower. Convenience is built into every corner, from the dedicated laundry room with tons of extra space to the deeded parking outside. Step through the back door to discover your own private, fully fenced backyard patio—complete with extra storage—that backs directly to a peaceful greenbelt. With the HOA taking care of all exterior maintenance and landscaping, you will have nothing but free time to enjoy the neighborhood pool or take a short stroll to nearby coffee shops, restaurants, the city park, and the water park. This beautiful home truly offers the ultimate downtown lifestyle wrapped in warmth and ease.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$385,000
3.06% rateFHASave $751/mo

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