12097 Desert Hills
VA Assumable
2.68% Rate
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12097 Desert Hills

Parker, CO 80138

3
Bedrooms
3
Bathrooms
2,326
Sq Ft

Payment Calculator

$3,525per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,724
$33,724$289,710
Secondary Financing8.5% Rate
$255,986
Blended rate5.01% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,050/mo
Assumable @ 2.68% + gap
$3,525/mo
$525less per month
$525
per month
$6,302
per year
$189,049
over 30 years

🏦 Loan Details

List Price
$674,477
Assumable Rate
2.68%
Remaining Balance
$384,767
Loan Type
VA
Est. Equity Gap
$289,710
Annual Taxes
$5,131
HOA/mo
$85

About This Home

Discover a rare opportunity in Canterberry Crossing, one of Parker’s most prestigious master-planned golf course communities. This spacious 3-bedroom, 3-bathroom home with a generous loft offers sweeping golf course views, mature landscaping, and thoughtful updates in a true turnkey package.\r From the private deck and beautifully landscaped yard with mature trees, enjoy peaceful mornings and Colorado sunsets overlooking the golf course. Abundant natural light fills the home as brand-new carpet and tile flow throughout. The kitchen features new stainless steel appliances installed within the last two months. The primary suite offers a nicely updated bath with double vanity, separate glass shower, and soaking tub, plus a massive walk-in closet. The spacious loft provides flexible space for a home office, playroom, or additional seating. The 3-car finished garage adds excellent functionality, while the blank-canvas basement offers a rare opportunity to customize and add long-term value. Solar power enhances efficiency.\r Buyers benefit from a generous $10,000 seller concession toward prepaids, closing costs, or rate buydowns with lender approval. When financing with the preferred lender, an additional $5,000 is available toward a rate buydown or 1-0 buydown — upon lender approval — meaningful financial flexibility that stands out in Canterberry Crossing.\r Enjoy top-rated Douglas County schools, including Frontier Valley Elementary, Cimarron Middle School, and Legend High School, along with parks, trails, the community pool, and convenient access to historic downtown Parker. This Canterberry Crossing home delivers exceptional outdoor living, modern updates, and real buyer advantages in one move-in-ready package. Schedule your private showing today to experience this rare combination of golf course views, recent updates, and strong buyer incentives.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$674,477
2.68% rateVASave $2,285/mo

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