6655 Monaco
FHA Assumable
3.1% Rate
50 photos
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6655 Monaco

Brighton, CO 80602

2
Bedrooms
1
Bathrooms
875
Sq Ft

Payment Calculator

$2,094per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,950
$22,950$70,280
Secondary Financing8.5% Rate
$47,330
Blended rate3.66% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,756/mo
Assumable @ 3.1% + gap
$2,094/mo
$662less per month
$662
per month
$7,947
per year
$238,423
over 30 years

🏦 Loan Details

List Price
$459,000
Assumable Rate
3.1%
Remaining Balance
$405,118
Loan Type
FHA
Est. Equity Gap
$70,280
Annual Taxes
$3,311
HOA/mo
$290

About This Home

Rare opportunity to assume an existing low-interest mortgage at 3.75% (buyer to qualify and verify terms)! This charming 2-bedroom, 1-bath home in Holly Crossing combines affordability, comfort, and future potential.\r The inviting brick exterior, spacious front yard, and attached 2-car garage create excellent curb appeal. Inside, you’ll find vaulted ceilings, an open and airy living space, neutral finishes, and abundant natural light throughout. The functional kitchen features ample cabinetry, generous counter space, and all the essentials for everyday living and entertaining.\r Both bedrooms are comfortably sized, while the unfinished basement provides endless possibilities for future expansion, additional living space, a home office, gym, or extra storage. Step outside to a private backyard complete with a deck, perfect for summer barbecues, morning coffee, or relaxing evenings outdoors. Additional updates and features include a Class 4 impact-resistant roof installed approximately 1.5 years ago, a 1-year-old water heater, no HOA. Located in a low sales tax area and close to parks, schools, shopping, and major commuter routes, this home offers exceptional value and flexibility for today’s buyer.\r \r \r Don’t miss this unique opportunity to secure a beautiful home and potentially take advantage of an assumable low-interest mortgage!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$459,000
3.1% rateFHASave $932/mo

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