9609 Independence
FHA Assumable
3.77% Rate
50 photos
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9609 Independence

Westminster, CO 80021

4
Bedrooms
4
Bathrooms
2,687
Sq Ft

Payment Calculator

$3,610per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,220
$29,220$368,120
Secondary Financing8.5% Rate
$338,900
Blended rate6.66% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,509/mo
Assumable @ 3.77% + gap
$3,610/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$584,400
Assumable Rate
3.77%
Remaining Balance
$216,280
Loan Type
FHA
Est. Equity Gap
$368,120
Annual Taxes
$2,991
HOA/mo
$365

About This Home

Rare end-unit easy-living townhome in the desirable Stanley Lake recreation community, offering access to trails, open space, and close proximity to the Big Dry Creek Trailhead. This well-maintained home features a newly finished basement complete with a spacious second primary suite, 3/4 bath, full kitchenette, and a large flexible living area—perfect for a home gym, game room, or entertaining space. The main level boasts a vaulted living room with natural gas fireplace, a bright and functional kitchen with ample cabinetry and storage, plus a cozy eat-in breakfast nook. The main-floor primary suite includes a walk-in closet and luxurious 5-piece bath. Upstairs, you’ll find two additional bedrooms connected by a convenient Jack-and-Jill full bathroom with dual vanities.\r Enjoy outdoor living on the south-facing patio overlooking a large grassy area—ideal for relaxing or gathering with friends and family. Additional highlights include oversized 2-car attached garage (Jefferson County shows it 672 sqft.) with built-in cabinetry, newer furnace, central A/C, and water heater, newer sump pump, lower property taxes compared to new builds, no metro district, a rare combination of space, upgrades, and location—don’t miss this opportunity and call to schedule your showing now and spend a Colorado summer in your new home. Down payment assistance may be available through CHFA and BOK Financial with Tracey Christopher nmls #248843 (303-524-3112), qualified buyers may receive a credit of up to $3,000 using FHA mortgage when purchasing a home with BOK Financial.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$584,400
3.77% rateFHASave $2,256/mo

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