8440 Decatur
FHA Assumable
6% Rate
50 photos
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8440 Decatur

Westminster, CO 80031

2
Bedrooms
1
Bathrooms
1,000
Sq Ft

Payment Calculator

$1,491per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$10,700
$10,700$170,041
Secondary Financing8.5% Rate
$159,341
Blended rate7.96% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,285/mo
Assumable @ 6% + gap
$1,491/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$214,000
Assumable Rate
6%
Remaining Balance
$44,379
Loan Type
FHA
Est. Equity Gap
$170,041
Annual Taxes
$1,478
HOA/mo
$339

About This Home

Main-floor condo unit in the heart of Westminster! Located in Prospectors Point, this condo delivers easy, low-maintenance living with unbeatable proximity to everything the area has to offer. The community has recently undergone extensive structural improvements, boosting both curb appeal and long-term property value, while the unit itself boasts newer paint, updated light fixtures, and a newly insulated crawl space for added climate control and comfort. Inside, the main living area feels spacious and inviting, highlighted by a classic brick wood-burning fireplace and direct access to a covered patio. The refreshed kitchen is updated with quartz countertops, a brand-new sink and faucet, and a new dishwasher, providing a clean and functional setup for everyday use. Two well-sized bedrooms provide excellent flexibility for guests, a dedicated workspace, or additional living needs. Enjoy a true lock-and-leave lifestyle, ideal for those looking for minimal upkeep while taking advantage of local dining, shopping, and the many vibrant entertainment destinations found throughout Westminster. Plus, with quick access to downtown Denver, Boulder, DIA, and the mountains, this central location puts everyday conveniences and outdoor adventure within easy reach.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$214,000
6% rateFHASave $643/mo

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