3630 Teakwood
FHA Assumable
4.14% Rate
50 photos
Click to enlarge

3630 Teakwood

Johnstown, CO 80534

3
Bedrooms
3
Bathrooms
1,791
Sq Ft

Payment Calculator

$2,594per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,000
$23,000$143,342
Secondary Financing8.5% Rate
$120,342
Blended rate5.27% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,762/mo
Assumable @ 4.14% + gap
$2,594/mo
$168less per month
$168
per month
$2,013
per year
$60,377
over 30 years

🏦 Loan Details

List Price
$460,000
Assumable Rate
4.14%
Remaining Balance
$343,774
Loan Type
FHA
Est. Equity Gap
$143,342
Annual Taxes
$6,384
HOA/mo
$6,092

About This Home

Tucked in a cozy location at the back of the sought-after Thompson River Ranch community, this 3-bedroom, 2.5 bathroom home offers a homey space to make your own. An open concept layout creates an easy flow, making it simple to stay connected, while thoughtfully placed accent windows throughout evoke the warmth of home. An eat-in kitchen features a gas range, stainless steel appliances, modern hardware, and maple cabinetry highlighted by an expansive granite island that naturally becomes the gathering place for everything from morning coffee to game nights with friends after dinner. Upstairs, you'll find three roomy bedrooms, all with their own walk-in closet. A spacious primary suite offers the perfect retreat to unwind and includes an en suite with a dreamy walk-in shower, dual vanity, and a generously-sized walk-in closet to enhance your daily routines. A dedicated laundry room is just steps away from the bedrooms, making daily chores a breeze. An unfinished basement provides endless possibilities and is ready to become whatever your future needs, whether you're dreaming of a home gym, private home office, space for hobbies, or simply extra storage. Outside, you'll enjoy a low-maintenance, fully-fenced backyard with plenty of room for gardening, hosting friends, and relaxing in the sun. With a neighborhood park, pool, and Riverview PK-8 School just moments away, you'll love the ease of daily living and the opportunities to connect with others. Life in Thompson River Ranch means spending summer afternoons at the pool, exploring paved trails after work, playing disc golf on the weekends, exercising at the community clubhouse, and gathering at community events. With a convenient location near Loveland's flourishing Centerra community and easy access to I-25, daily commutes, errands, and fun are always close to home. With its bright interior, welcoming neighborhood, and room to grow, this one offers the perfect setting for your next chapter to unfold.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$460,000
4.14% rateFHASave $989/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472