3170 94th
FHA Assumable
2.98% Rate
50 photos
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3170 94th

Westminster, CO 80031

4
Bedrooms
2
Bathrooms
1,850
Sq Ft

Payment Calculator

$2,770per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,950
$24,950$102,802
Secondary Financing8.5% Rate
$77,852
Blended rate3.70% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,996/mo
Assumable @ 2.98% + gap
$2,770/mo
$226less per month
$226
per month
$2,715
per year
$81,464
over 30 years

🏦 Loan Details

List Price
$499,000
Assumable Rate
2.98%
Remaining Balance
$516,357
Loan Type
FHA
Est. Equity Gap
Contact us
Annual Taxes
$3,083
HOA/mo
$466

About This Home

Exceptional Sunset Ridge Opportunity! In a market where many homes compete on bedrooms and square footage alone, 3170 W 94th Avenue stands apart with true flexibility: a thoughtful split-level design, lower-level kitchenette, OWNED solar, expansive outdoor space, and an oversized detached 3-car garage. One of the home's greatest advantages is its multi-generational potential. The split-level layout naturally creates separation and privacy between living areas, making it ideal for extended family, adult children, long-term guests, work-from-home needs, or flexible roommate living. The lower level offers two bedrooms, an updated bathroom, a separate laundry area, and a redesigned kitchenette with updated cabinetry, creating valuable secondary living flexibility without overstating it as a full kitchen. The upper level features the home's newly renovated kitchen with updated cabinetry, new countertops, newer appliances, refreshed lighting, and durable flooring, along with two comfortable bedrooms and an updated bathroom. Adding meaningful long-term value, the owned solar system - not leased - helps lower monthly utility expenses and provides protection against rising energy costs. Combined with FHA and VA financing eligibility, this creates a compelling ownership opportunity focused on affordability today and value tomorrow. Outside, enjoy Colorado living with an expansive private yard for entertaining, gardening, playing, or relaxing. The oversized detached 3-car garage provides versatility for vehicles, storage, hobbies, outdoor gear, or workshop needs. Minutes from parks, trails, shopping, dining, and everyday conveniences, this home offers 4 bedrooms, 2 bathrooms, owned solar, split-level privacy, outdoor space, and rare garage capacity - a combination that sets it apart from the competition.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$499,000
2.98% rateFHASave $1,138/mo

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