3740 85th
FHA Assumable
2.96% Rate
50 photos
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3740 85th

Westminster, CO 80031

3
Bedrooms
1
Bathrooms
1,254
Sq Ft

Payment Calculator

$1,898per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,750
$20,750$64,413
Secondary Financing8.5% Rate
$43,663
Blended rate3.54% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,492/mo
Assumable @ 2.96% + gap
$1,898/mo
$594less per month
$594
per month
$7,129
per year
$213,877
over 30 years

🏦 Loan Details

List Price
$415,000
Assumable Rate
2.96%
Remaining Balance
$372,415
Loan Type
FHA
Est. Equity Gap
$64,413
Annual Taxes
$2,687
HOA/mo
$435

About This Home

Welcome home to this charming 3-bedroom, 1-bath ranch in the heart of Westminster! Offering 1,254 square feet of comfortable living space, this home features an inviting open-concept layout that creates a seamless flow between the living, dining, and kitchen areas—perfect for both everyday living and entertaining. Beautiful hardwood floors add warmth and character throughout the home.\r \r Situated in an established neighborhood, this property offers convenient access to shopping, dining, parks, golf courses, and recreation opportunities. Enjoy being just minutes from major commuter routes including Highway 36 and I-25, providing an easy drive to both Denver and Boulder. Westminster is known for its extensive trail systems, open spaces, and abundant parks, making it an ideal location for enjoying the Colorado lifestyle. \r \r This is a fantastic opportunity to own a well-maintained home in a desirable location with easy access to everything Westminster has to offer! Schedule your private showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$415,000
2.96% rateFHASave $840/mo

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