12040 Mosey
VA Assumable
2.77% Rate
50 photos
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12040 Mosey

Parker, CO 80138

4
Bedrooms
0
Bathrooms
3,360
Sq Ft

Payment Calculator

$5,827per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$57,500
$57,500$434,433
Secondary Financing8.5% Rate
$376,933
Blended rate4.75% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$6,905/mo
Assumable @ 2.77% + gap
$5,827/mo
$1,078less per month
$1,078
per month
$12,939
per year
$388,163
over 30 years

🏦 Loan Details

List Price
$1,150,000
Assumable Rate
2.77%
Remaining Balance
$715,567
Loan Type
VA
Est. Equity Gap
$434,433
Annual Taxes
$6,412
HOA/mo
$138

About This Home

Welcome to your perfect family home in the highly sought-after Idyllwild community—where comfort, convenience, and connection come together beautifully. Situated on a spacious end lot, this stunning 4-bedroom, 4-bathroom home is located in the highly rated Douglas County School District and is just a short, easy walk to both the middle and high school—making busy mornings a breeze. You’ll also love being steps away from the community pool and a local coffee shop, perfect for weekend outings and everyday enjoyment.\r \r Designed with families in mind, the open-concept floor plan creates a welcoming space for gathering, relaxing, and making lasting memories. The dramatic two-story great room, complete with a cozy fireplace, flows seamlessly into a chef’s kitchen featuring high-end finishes, a built-in KitchenAid refrigerator, gas range, double ovens, and a large pantry—ideal for everything from weeknight dinners to holiday celebrations. A dedicated office with custom built-ins provides a quiet space for work, homework, or creative projects. The expanded primary suite is a peaceful retreat with a luxurious spa bathroom featuring a his and hers shower, vanities, and a grand oversized walk-in closet. \r \r Upstairs, the thoughtfully designed layout offers room for everyone. A spacious loft provides a second living area—ideal for a playroom, media space, or teen hangout. The additional three bedrooms are perfect for kids or guests—including a convenient Jack-and-Jill suite.\r \r Enjoy Colorado’s beautiful seasons with both a large covered front porch and a spacious covered back patio, complete with a grand sliding door that creates effortless indoor-outdoor living—perfect for family barbecues and playtime in the yard. The unfinished basement offers endless opportunities to grow with your family, whether you envision a home gym, additional bedrooms, or a recreation space.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,150,000
2.77% rateVASave $3,573/mo

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