18191 96th
FHA Assumable
3.16% Rate
50 photos
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18191 96th

Commerce City, CO 80022

3
Bedrooms
3
Bathrooms
1,553
Sq Ft

Payment Calculator

$1,844per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,000
$19,000$102,534
Secondary Financing8.5% Rate
$83,534
Blended rate4.39% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,282/mo
Assumable @ 3.16% + gap
$1,844/mo
$437less per month
$437
per month
$5,248
per year
$157,454
over 30 years

🏦 Loan Details

List Price
$380,000
Assumable Rate
3.16%
Remaining Balance
$279,372
Loan Type
FHA
Est. Equity Gap
$102,534
Annual Taxes
$5,123
HOA/mo
$110

About This Home

ASSUMABLE LOAN AVAILABLE! Welcome to 18191 E. 96th Avenue, a bright and beautifully maintained home in one of Commerce City's most desirable neighborhoods. Filled with natural light from abundant windows, this inviting home offers an open-concept layout designed for both everyday living and entertaining. The spacious kitchen is the heart of the home, featuring sleek countertops, ample cabinetry, a large center island, and seamless flow into the dining and living areas, creating the perfect gathering space for family and friends. Step outside to enjoy the covered patio, an ideal space for morning coffee, relaxing evenings, or weekend barbecues. Upstairs, the generous primary suite offers a peaceful retreat with a private en-suite bath and walk-in closet, while the additional bedrooms provide flexible space for family, guests, or a home office. Brand-new carpet installed in June 2026 gives the home a fresh, move-in-ready feel. Located in a welcoming neighborhood with parks, walking trails, and community amenities, you'll also enjoy convenient access to Denver International Airport, E-470, shopping, dining, and all that the Denver metro area has to offer. Combining modern finishes, abundant natural light, a spacious and functional floor plan, and an exceptional location, this home is the perfect blend of comfort, convenience, and style. Ask for details on the assumable loan opportunity, which could provide significant savings for qualified buyers.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$380,000
3.16% rateFHASave $913/mo

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