19650 Culpepper
FHA Assumable
3.16% Rate
50 photos
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19650 Culpepper

Parker, CO 80134

4
Bedrooms
3
Bathrooms
1,798
Sq Ft

Payment Calculator

$2,847per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,500
$27,500$203,294
Secondary Financing8.5% Rate
$175,794
Blended rate4.95% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 3.16% + gap
$2,847/mo
$456less per month
$456
per month
$5,467
per year
$164,021
over 30 years

🏦 Loan Details

List Price
$550,000
Assumable Rate
3.16%
Remaining Balance
$347,502
Loan Type
FHA
Est. Equity Gap
$203,294
Annual Taxes
$3,123
HOA/mo
$82

About This Home

Welcome to one of Parker’s rare finds: a neighborhood with no HOA. That means fewer rules, fewer fees, and a little more freedom to make home feel like your own.\r \r Inside, fresh flooring and paint create a clean, polished feel, while brand-new kitchen updates bring the heart of the home firmly into the present. The finished basement adds the flexibility every good home needs, whether that means movie nights, a home office, a workout space, a guest retreat, or a place to send everyone when you would like the main level back.\r \r Outside, dedicated RV parking makes room for the toys, trailers, and weekend adventures without having to ask an HOA for permission.\r \r Set in an established Parker community close to everyday conveniences, parks, schools, and everything that makes the area so desirable, this home offers the best of both worlds: thoughtful updates and the freedom to live life with fewer restrictions.\r \r Fresh, flexible, and refreshingly HOA-free. Come see why this one stands out.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
3.16% rateFHASave $1,592/mo

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