7901 Stuart
FHA Assumable
3.06% Rate
50 photos
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7901 Stuart

Westminster, CO 80030

3
Bedrooms
2
Bathrooms
1,349
Sq Ft

Payment Calculator

$2,573per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,100
$22,100$249,906
Secondary Financing8.5% Rate
$227,806
Blended rate6.00% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,654/mo
Assumable @ 3.06% + gap
$2,573/mo
$81less per month
$81
per month
$971
per year
$29,133
over 30 years

🏦 Loan Details

List Price
$442,000
Assumable Rate
3.06%
Remaining Balance
$193,363
Loan Type
FHA
Est. Equity Gap
$249,906
Annual Taxes
$2,635
HOA/mo
$380

About This Home

Mountain Views, an Incredible Backyard & One of Westminster's Best Values!\r \r Finding a single-family home under $450,000 is rare—but finding one with mountain views, a huge backyard, thoughtful updates, and a fantastic location is even harder.\r \r Welcome to 7901 Stuart Place, a beautifully maintained ranch-style home featuring 3 bedrooms, 2 bathrooms, plus a flexible non-conforming 4th bedroom with a Murphy bed—ideal for a home office, guest room, or additional bedroom.\r \r The backyard is the true highlight. Enjoy mountain views, mature landscaping, abundant sunshine, a custom-built mahogany deck, dedicated garden area, storage shed, concrete patio, and 220V electrical already installed for a future hot tub. Whether you're entertaining, gardening, or simply relaxing at sunset, this outdoor space feels like an extension of the home.\r \r Inside, you'll appreciate numerous improvements, including nearly all new windows, updated flooring, relocated laundry, custom bar with countertops, sprinkler system, front and rear drive gates, and the addition of two bedrooms and a bathroom. Recent 2025 updates include fresh exterior paint, refreshed interior paint, painted kitchen cabinets, a new boiler, new water heater, and new carpet in the primary suite.\r \r The spacious primary bedroom features a private 3/4 en-suite bath, while the attached carport and single-level layout provide everyday convenience.\r \r Located in a quiet, established Westminster neighborhood, you're just minutes from Sunset Park, King Soopers, popular local restaurants, trails, Westminster Recreation Centers, Adventure Golf, Water World, and the Westminster Light Rail Station with easy access to Downtown Denver and DIA. Centrally located between Denver and Boulder, this home offers exceptional convenience for commuting and recreation alike.\r \r Homes offering this combination of affordability, updates, outdoor living, and location don't come along often. Schedule your private showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$442,000
3.06% rateFHASave $1,739/mo

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