2941 81st Avenue
FHA Assumable
3.07% Rate
24 photos
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2941 81st Avenue

Westminster, CO 80031

4
Bedrooms
3
Bathrooms
2,009
Sq Ft

Payment Calculator

$1,415
per month, total
$15,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$15,000
$15,000$88,922
Second loan$73,922
%
Blended rate4.22% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,801/mo
Assumable @ 3.07% + gap
$1,415/mo
$387less per month
$387
per month
$4,639
per year
$139,183
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$300,000
Assumable Rate
3.07%
Remaining Balance
$211,078
Loan Type
FHA
Est. Equity Gap
$88,922

About This Home

Welcome to 2941 W 81st Avenue #H in Cobblestone Village, a charming 2-bedroom, 2-bathroom townhome in a prime location backing directly to the expansive greenery of Cobblestone Park. The main floor features beautiful laminate flooring throughout, an open-concept living space anchored by a cozy stone fireplace — the perfect gathering spot on cool Colorado evenings. The thoughtfully designed kitchen includes a pantry, stainless steel appliances, and overlooks your private fenced patio and the park beyond. A convenient powder room completes the main level. Upstairs, recently installed all new carpet, the spacious primary bedroom offers fresh paint, dual closets and a beautifully updated full bathroom with custom tile work and a stylish waterfall faucet. You’ll also find a generous second bedroom and an included LG washer and dryer. What truly sets this home apart is its unbeatable connection to the outdoors. It backs right up to the 8-acre Cobblestone Park with picnic areas, playgrounds, and open green space right at your doorstep. The community pool is nearby, and the location offers convenient access with less than 2 miles to the RTD Westminster Light Rail Station and easy access to Highway 36 and I-25. A one-year Buyer’s Home Warranty is included.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$300,000
3.07% rateFHASave $387/mo

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