12886 Ironstone
FHA Assumable
2.81% Rate
50 photos
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12886 Ironstone

Parker, CO 80134

2
Bedrooms
1
Bathrooms
990
Sq Ft

Payment Calculator

$1,491per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$15,500
$15,500$93,564
Secondary Financing8.5% Rate
$78,064
Blended rate4.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,861/mo
Assumable @ 2.81% + gap
$1,491/mo
$371less per month
$371
per month
$4,449
per year
$133,460
over 30 years

🏦 Loan Details

List Price
$310,000
Assumable Rate
2.81%
Remaining Balance
$216,436
Loan Type
FHA
Est. Equity Gap
$93,564
Annual Taxes
$1,573
HOA/mo
$349

About This Home

**Buyers may qualify for a 2.5% FHA ASSUMABLE LOAN!** Welcome to Ironstone in Parker! Nestled in the heart of the community, this 2-bedroom, 1-bathroom, top floor condo is set in a quiet, tucked-away location just minutes from downtown Parker’s charming shops, restaurants, and year-round events. Residents enjoy access to a pool, hot tub, fitness center, clubhouse, and sand volleyball court. Inside, the condo has been meticulously maintained and thoughtfully updated. You’ll find new carpet, updated granite countertops, and a brand-new stove/oven in the kitchen. The open layout features vaulted ceilings and abundant natural light, with a cozy gas fireplace creating a welcoming focal point in the living area. The kitchen includes stainless steel appliances, pantry, and a utility/storage room with washer and dryer hook ups. Walk out to your private balcony through a new sliding door—perfect for enjoying your morning coffee or evening downtime. The patio is also accessible from the guest bedroom, enhancing the indoor-outdoor flow. Storage is plentiful, with a walk-in closet in the primary bedroom, a dedicated hallway storage closet, and additional space in the utility room. Two dedicated parking permits are included with the unit. Whether you're a first-time buyer, downsizing, or looking for low-maintenance living with a strong sense of community, this Parker condo is a great place to call home!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$310,000
2.81% rateFHASave $860/mo

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